Terms & Conditions

NOTICE: PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS WEBSITE, OR ANY PAGES THEREOF.

Web Content and Materials

The information maintained on the Element Funding (a division of Primary Residential Mortgage, Inc.) Website is to provide users with information about Element Funding and Element Funding’s products and services and is directed at, and made available to, persons in the United States only. The information and material maintained on the Element Funding Website is subject to change without notice. Not all of the products or services described on the Element Funding Website are available in all geographic areas and other restrictions may apply. Your eligibility for a particular product or service is subject to final determination by, and the approval of, Element Funding. No solicitation is made by Element Funding to any person to use any information, materials, products, or services in any jurisdiction where the provision of such information, materials, products, and services is prohibited by law.

No Unlawful or Prohibited Use

As a condition of your use of the Element Funding Website, you warrant to Element Funding that you will not use the Element Funding Website for any purpose that is unlawful or prohibited by the applicable terms, conditions, and notices. You may not use the Element Funding Website in any manner that could damage, disable, overburden, or impair the Element Funding Website or interfere with any other party’s use and enjoyment of the Element Funding Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Element Funding Website.

Submissions

Element Funding does not claim ownership of the materials you provide to Element Funding (including feedback and suggestions) or post, upload, input, or submit to the Element Funding website or any third party service provider website as may be required for the loan transaction requested (collectively "Submissions"). However, by posting, uploading, inputting, providing, or submitting your Submissions, you are granting Element Funding and any third party service provider used in your loan transaction permission to use your Submissions in connection with the operation of their Internet businesses, including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submissions. Please note that specific terms and conditions, explained on the web page describing a particular feature or offer, may apply in lieu of this provision.

Linked Site Statement

Links to Web sites other than Element Funding Website is provided solely as pointers to information on topics that may be useful to users of the Element Funding Website, and Element Funding has no control over the content on such Websites. If you choose to link to a Website not controlled by Element Funding, Element Funding makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does Element Funding warrant that such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Element Funding does not guarantee the authenticity of documents on the Internet. Links to non-Element Funding Web sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such sites.

NO WARRANTY

THE INFORMATION AND MATERIALS CONTAINED IN THE Element Funding WEBSITE, INCLUDING TEXT, GRAPHICS, LINKS, OR OTHER ITEMS ARE PROVIDED "AS IS." Element Funding DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS, OR STATUTORY, INCLUDING BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, FITNESS FOR ANY PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL Element Funding BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, LOSSES, OR EXPENSES (WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) TO THE USER AND/OR ANY THIRD PARTY, ARISING IN CONNECTION WITH THIS SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION, OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF Element Funding, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES. THE USER’S ACCESS TO AND USE OF THE Element Funding WEBSITE, AND THE TERMS OF THIS DISCLAIMER ARE GOVERNED BY ALL APPLICABLE FEDERAL LAWS AND THE LAWS OF THE STATE OF GEORGIA, AND THE USER AGREES THAT VENUE SHALL BE LOCATED IN ATLANTA, GEORGIA.


Licensing

Nationwide Mortgage Licensing System - NMLS# 3094

Alabama - State Banking Department, MC 20316.024

Florida - Dept. of Banking and Finance, ML-0500392

Florida - Broward Branch - Dept. of Banking and Finance, MLB100000450

Florida - Central Florida Branch - Dept. of Banking and Finance, MLB100000641

Florida - Destin Branch - Dept. of Banking and Finance, MLDB3121

Florida - Palm Beach Branch - Dept. of Banking and Finance, MLB0700724

Florida - Miami Branch - Dept. of Banking and Finance, MLDB1369

Florida - Miramar Branch - Dept. of Banking and Finance, MLDB4733

Florida - Sarasota Branch - Dept. of Banking and Finance, MLDB4927

Florida - Southwest Florida Branch - Dept. of Banking and Finance, MLB100000645

Florida - Tallahassee Branch - Dept. of Banking and Finance, MLDB1039

Florida - Tampa Branch - Dept. of Banking and Finance, MLDB4978

Georgia - Dept. of Banking and Finance, Georgia Residential Mortgage Licensee, 6521

New Jersey - New Jersey Department of Banking and Insurance.

North Carolina - Birkdale - Commissioner of Banks, Mortgage Lender License, L-112833-198

North Carolina - Charlotte - Commissioner of Banks, Mortgage Lender License, L-112833-193

North Carolina - Fayetteville - Commissioner of Banks, Mortgage Lender License, L-112833-199

North Carolina - Mooresville - Commissioner of Banks, Mortgage Lender License, L-112833-194

Ohio - Westerville Branch - Dept. of Commerce, Division of Financial Institutions, MB.802748.052-BR and SM.501914.002-BR

South Carolina - Dept. of Consumer Affairs, MB-0615201-0615, Board of Financial Institutions, Consumer Finance Division, S-6, 778

South Carolina - Augusta Wheeler Road GA Branch - Dept. of Consumer Affairs, MLB-151048 OTN #1, Board of Financial Institutions

South Carolina - Charlotte NC Branch - Dept. of Consumer Affairs, MLB-1201139 OTN #1, Board of Financial Institutions

South Carolina - Mooresville NC Branch - Dept. of Consumer Affairs, MLB-1298133 OTN #1, Board of Financial Institutions

Tennessee - Dept. of Financial Institutions, 0000001473

This site, including any content or information contained within it or any subsidiary is provided as is, without warranties or conditions of any kind, either implied or expressed.

This extends to implied warranties of merchantability, fitness for a given purpose and non-infringement. Element Funding expects you to acknowledge that by using this site you agree to do so at your own risk.

Under no circumstances permitted by applicable law shall Element Funding be liable to any indirect, direct or incidental damages whatsoever arising out of the use of this or any subsidiary web site.

 
Element Funding is a Division of Primary Residential Mortgage Inc. PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval.
Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend.